Renting

When you decide to stop renting, paying someone elses mortgage payments and buy a home for sale for you and your family. You are making an investment, one that generally grows over time, similiar to a retirement program. However what many home owners enjoy about buying a home is eventually they will pay off the mortgage and own the home outright.

Home Buyers Agent

Kathy's Real Estate Team offers years of experience as Buyers Agents helping you find all listed Homes for Sale, and we even help walk you through the Home Buying Process. First Time Home Buyer? Having Kathy's Real Estate Team helping you Buy a Home for Sale makes the Homebuying process Easy and Fun.

Home Buyer Tips

Visit our Home Buyer Tips. We offer great advice, and things to keep in mind when purchasing your First Home.

First Time Buyer - Hud

Hud offers some great advice when it comes to buying a home. You should visit HUD's First Time Buyer website. They suggest to keep in mind:

Kathy Levy

Kathy Levy has made a commitment for over 20 years to help people become new homeowners in Florida and Georgia.

Choosing Kathy's Real Estate Team is the Smart Choice to make, we can assist in any Real Estate transaction, and specialize in the following property types:

Click Here...Contact Kathy's Real Estate Team Today. Get the assistance you deserve to help you Buy or Sell your next Home in Florida or Georgia.

First Time Home Buyer Advice

First Time Home Buyer need to keep in mind a few things when making their First Home Purchase. We have added a few of these helpful tips here. We offer a Free No Obligation Real Estate Consultation, which allows you to ask questions you may not find the answers for here. You may also visit First Time Buyer which offers additional links and advice when buying your first home.

Home Loan Approval

House prices usually require financing and a Mortgage or Home Loan to pay for the home. We suggest getting multiple Loan Quotes called Good Faith Estimates from several Banks, Lenders, or Mortgage Brokers. Generally three (3) Good Faith Estimates will allow you to compare the Interest Rate, Loan Fees (Loan Origination Points), and the Loan Terms. You may want to look into FHA Mortgages, VA Mortgages, and Conventional Mortgages to see what Home Loan Program suits your families needs best.

Once you begin the process for the Home Loan Approval, and obtain the Loan Approval. The Bank, Mortgage Broker, or Lender will issue you a Home Loan Pre-Approval Letter. This will come in very handy when making an offer to Purchase a Home for Sale. It will show the Home Seller you obtained Loan Approval and may reduce the time frame for Closing on the Home Purchase. Since some potential Home Buyers may not qualify for a Home Loan Approval this also shows the Home Seller, you are approved, and should be able to pay for the Home Purchase with your New Home Loan.

Home Purchase

Choosing the Home to Purchase for the First Time Home Buyer is a big part of becoming a New Home Owner. First select a Home that fits your Monthly Budget, on a Fixed Interest Rate with Principal and Interest as part of the Monthly Mortgage Payment. If you have to get creative with Financing, avoid the Mortgage and the Home Price Range.

Second choose a Home that will suit your families needs keep in mind Schools, Neighborhood, Square Footage, Bedroom, Bathroom, Landscaping and any other needs for your New Home.

Third choose a Real Estate Agent, or Real Estate Company that will provide the answers to your questions. When Buying a Home you are making a big investment, you will want sound advice, help, and answers to all your questions. Contact Kathy's Real Estate Team to see how we can help.